Buying at the top of the Scugog market
Take your time with due diligence. Ask for the well record and a recent potability test, the septic inspection, the survey and any conservation authority permits for shoreline work. On a farm, confirm the zoning permits the use you intend, whether the property is enrolled in the farm tax program, and how much of the land is workable versus bush or wetland. On the lake, check the water depth off the dock across the season, since the lake is shallow and levels are managed through the Trent-Severn system. Financing is different too. Lenders often cap the acreage they will value and treat a large barn or a second dwelling cautiously, so involve a mortgage broker who does rural work early. Randy and Alexander Miller have handled these files and can steer the inspection team, the lawyer and the lender toward people who know the township.















































