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Homes under $700,000 in Scugog

Homes asking less than $700,000 are the entry point to Scugog, and there are more of them than newcomers expect. The list below is drawn live from the board and is the same search a buyer working with the Miller team would set up first. At this level the choices run to older bungalows and semis on the streets south and east of Queen Street in Port Perry, apartments and townhouses in the town's low-rise condominium buildings, hamlet houses on village lots in Blackstock, Greenbank, Seagrave and Caesarea, and now and then a modest cottage on the lake that needs work. Older homes in this range often carry the original windows, a furnace nearing replacement or a basement that has not been finished, so build a repair allowance into your budget. Set the price cap, save the search and turn on alerts, because the well-kept ones do not stay available for long.

Homes under $700K: Scugog (20)

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New Scugog homes for sale land here first. Save this search and we email you the moment one is listed.

Getting the most from a Scugog budget

Decide what you can compromise on. A house on a village lot in Blackstock or Greenbank tends to cost less than the same house in Port Perry but puts you on a well and septic and a longer drive to the grocery store and the hospital. A condominium apartment on the edge of town keeps you within a walk of Queen Street and Palmer Park at the cost of monthly fees and less space. A bungalow that needs a kitchen and a bathroom can be the best value of all if you are willing to live through the work. Ask the Miller team to pull the recent sales for each of these categories so you can see where the ceiling really sits, and get a pre-approval that accounts for a well and septic if you are shopping outside town, since some lenders ask for a water test before they will fund.

Questions people ask about Homes under $700,000 in Scugog

Where are the least expensive homes in Scugog?

Generally in the hamlets and on the smaller village lots around the township, and in the older streets of Port Perry away from the water. Condominium apartments in town also land in this range. Waterfront and acreage rarely do unless the building needs substantial work, which can still be a good purchase for the right buyer.

Are homes under $700,000 in Scugog mostly fixer-uppers?

Not all of them. Plenty of well-kept bungalows and semis in Port Perry sell in this bracket, particularly the ones built from the seventies through the nineties. What you give up is usually size, a garage or a newer kitchen rather than condition. The Miller team can point you to the streets where the value is best.

Can a first-time buyer afford Scugog?

Often, yes, especially compared with the lakeshore cities. Ontario's land transfer tax refund for first-time buyers helps with closing costs, and the township's older housing stock keeps entry prices reachable. Randy and Alexander Miller can explain the trade-offs between town and hamlet living and connect you with lenders who understand rural properties.